At the end of each month, we think twice before buying things simply because most of us are helplessly broke. Do you know why this happens?
Well, the answer is, it happens because we don’t have a pre-set budget. Planning ahead will not only reduce your stress level but also help you to deal with ‘unexpected expenses’ like medical bills and car repair bills etc.
A budget helps you to prioritize your outgoings and manage the money effectively. Apart from this, by keeping a track of your expenses, you can also figure out where does all your money goes. So, let’s check out.
5 best budget apps for iPhone
Money Lover is a friendly and handy application that helps you to manage your personal and family finance on a phone or tablet. It keeps a track of your daily expenditure. The app provides bar and pie charts, which gives you an accurate picture of your expenses, income and balance as well in a specific period.
Money Lover informs you about your upcoming bills and due dates, so you never miss a bill. It has multi currencies and multi wallets for various sources of money such as cash, savings account, debit card, etc. Download here
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PocketGuard is one of the best budget apps for iPhone. It helps you stay on top of your finance and make better financial decisions. It allows you to easily sync all your personal financial accounts in one place such as bank accounts, credit cards, loans, savings, and investments.
The best part about this app is, it automatically builds your budget, based on your spending and earning patterns. Download here
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Mint is one place to manage all your finances with ease. It gives you a complete picture of your financial life such account balance, free credit score, net worth and more. Like other budget apps, Mint also automatically creates a budget that helps you save smarter from day one. The app provides savings tips to help with budgeting and debt. So, altogether this is the best budget app to save your money effectively. Download here
Daily Budget Original
As the name says, Daily Budget Original will calculate your ‘Daily Budget’ based on your income and fixed costs. It is a clean and easy budget app which will help you save money. As per the developers, the app is fun to use. In case you slack off for a while, the app allows you to start fresh anytime. Isn’t it great? Download here
Wally is another one of the best budget apps for iPhone users that let you take control of your money. It is completely free and is private and secure. You can save receipts with each transaction and export your data to Excel, or backup your data with iCloud. Wally not only balances your income and expenses but also makes you understand where your money goes and how can you save it. Download here
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No matter how physically and mentally prepared you are, life always throws curveballs that you never expect and savings can help us deal with the situation. So, start using these great apps, save money and make your dreams come true!